Aisle 02
Free
KMyMoney
The homepage calls it a personal finance manager for free users and says it uses double-entry accounting.
What is actually free
KMyMoney is a free, cross-platform personal finance manager.
Pricing model: Free. You can use it without an account. We are not claiming anything about a credit card unless the quote says so.
- Aimed at personal finances on a desktop
- No hosted bookkeeping plan is described
From their page
the BEST Personal Finance Manager for FREE Users, full stop. Using time-tested, double-entry accounting principles, KMyMoney can help ensure that your finances are recorded as they should.
Source. Checked October 14, 2026.
Who it is for
A person tracking their own accounts who wants double-entry without a subscription.
Upsides
- Free is in the page title, not a footnote.
- Double-entry is named.
Limits
- It is personal finance software, not a client-invoice product.
- You install it. There is no account on a vendor server.
Alternatives in this directory
- GnuCash — Free desktop accounting software under the GNU GPL.
- Firefly III — A free, open source personal finance manager you run yourself.
- Wave — Free Starter plan for invoices and bookkeeping. Card payments are extra.
Last verified October 14, 2026. This is not a user review and not a ranking score.