Aisle 02
Free
Wave
The software on Starter is $0, including unlimited invoices and bookkeeping records. Getting paid by card is not free.
What is actually free
Starter is $0 and includes unlimited estimates, invoices, bills, and bookkeeping records, plus the mobile app.
Pricing model: Free. An account is part of using it. We are not claiming anything about a credit card unless the quote says so.
- Credit card payments: 2.9% + $0.60
- Amex payments: 3.4% + $0.60
- Pro is $19 USD/month if you want the paid tier
From their page
STARTER Plan ... $0 ... Create unlimited estimates, invoices, bills, and bookkeeping records. Option to accept online payments 2.9% + $0.60 per credit card transaction. 3.4% + $0.60 per Amex transaction.
Source. Checked October 14, 2026.
Who it is for
A one-person shop that wants invoices and basic books without a software subscription.
Upsides
- Starter is $0 on the pricing page.
- That plan says invoices and bookkeeping records are unlimited.
Limits
- Taking a card costs 2.9% + $0.60, or 3.4% + $0.60 for Amex.
- The page pushes Pro at $19 a month for the next set of features.
Alternatives in this directory
- Zoho Invoice — Invoicing Zoho still calls forever free, with a yearly invoice cap.
- Invoice Ninja — Hosted free plan for 5 clients and unlimited invoices.
- PayPal Invoicing — Invoices are included with a PayPal account. Getting paid has a fee.
- Square — A $0 software plan called Square Free. Card processing is not free.
- PaidPilot Invoice Generator — A free invoice PDF in the browser. No account. Published by us.
Last verified October 14, 2026. This is not a user review and not a ranking score.