Square

Square Free is a real $0 software plan. You still pay when a card is charged, and we could not pin one processing rate to that plan from the columns on the page.

Open Square

What is actually free

The pricing page says the toolkit starts at $0 and names a Square Free plan.

Pricing model: Freemium. An account is part of using it. We are not claiming anything about a credit card unless the quote says so.

Online and invoice card rates shown across columns: 3.3% + 30¢, 2.9% + 30¢, and 2.9% + 30¢
Those columns were not labeled in the text we could quote, so we are not assigning one rate to Square Free

From their page

Your complete business toolkit, starting at $0. Square Free. Online ... Applies to card payments made online or through an invoice. 3.3% + 30¢ 2.9% + 30¢ 2.9% + 30¢.

Source. Checked October 14, 2026.

Who it is for

A shop that takes cards in person or on an invoice and can live with processing fees.

Upsides

A plan named Square Free is on the pricing page.
The page says the toolkit starts at $0, with no locked-in contract.

Limits

Processing is not $0.
We could not honestly attach one of the three online rates to the free column.

Alternatives in this directory

Wave — Free Starter plan for invoices and bookkeeping. Card payments are extra.
PayPal Invoicing — Invoices are included with a PayPal account. Getting paid has a fee.
Zoho Invoice — Invoicing Zoho still calls forever free, with a yearly invoice cap.
Invoice Ninja — Hosted free plan for 5 clients and unlimited invoices.
PaidPilot Invoice Generator — A free invoice PDF in the browser. No account. Published by us.

Last verified October 14, 2026. This is not a user review and not a ranking score.